Citibank home equity products allow you to make the most of the equity you've built in your home. They are powerful, flexible financing tools that can be used for:

Home improvements and additions Debt consolidation Major purchases and expenses A much-needed vacation Breathing room in your household budget

Home Equity Loan Home Equity Line of Credit An installment loan secured by the equity in your residence. Low fixed monthly payment Locked interest rate that will not change over time Loan amounts up to 100% of the available equity in your home (subject to qualifying) Consolidate your existing debt into one low-rate loan As a convenience, monthly payments may be automatically deducted from your checking account for repayment Interest payments may be up to 100% tax-deductible (consult a tax advisor) A revolving line of credit secured by the equity in your residence, with no application or closing fees. Variable Annual Percentage Rate (APR) based on the Prime Rate Reusable line up to $500,000 (subject to qualifying) Credit line amounts up to 100% of the available equity in your home (subject to qualifying) Credit limit established at closing As a convenience, monthly payments may be automatically deducted from your checking account for repayment Interest payments may be up to 100% tax-deductible (consult a tax advisor)

The Citi Advantage:

Citi is the global source of information about and access to financial services provided by the Citigroup family of companies. Citigroup Inc. is today’s pre-eminent financial services company, with some 200 million customer accounts in more than 100 countries.

Citi offers access to a wide range of products and services that can help you meet your financial needs which include banking, credit cards, loans, investments, insurance and credit services. Citi offer industry-leading technology and a strong worldwide presence.